The compulsory health insurance: Guarantees the necessary insurance protection in case of illness, accident and maternity in the Principality of Liechtenstein.
Statutory benefits are subject to compulsory cost sharing in pursuance of the Health Insurance Act (KVG).
Variable excess
Possibility of choosing the level of excess, thereby reducing your compulsory health insurance and hospital PE insurance premiums.
| Age group | OKP premium | Yearly excess | Cost sharing |
|---|---|---|---|
| Until the age of 16 | free | none | none |
| Youngsters from 17 - 20 years age | 50 % | none | none |
| Adults from 21 years to retiring age | 100 % | at least CHF 200 | 10 %, max. CHF 600 |
| Retired adults | 100 % | at least CHF 100 | 10 %, max. CHF 300 |
Advantages for youths between 17 and 20 years of age
They pay only 50 % of the premium for compulsory health insurance and no cost sharing.
