Worldwide accident insurance cover
ACCIDENTA Accident Insurance
Accidents happen in a matter of seconds. But they often change a whole life: protect yourself and your dependants with CONCORDIA accident insurance. ACCIDENTA offers financial security with capital benefits in the event of an accident. This applies even when another insurer is already providing benefits.
ACCIDENTA supplementary insurance – Your advantages
What CONCORDIA’s ACCIDENTA Accident Insurance offers:
- Lump-sum benefits in the event of disability or death resulting from an accident
- Insurance sum selected on an individual basis
- Benefit payments regardless of other insurance
- Progressive payments adjusted to the degree of disability
- Worldwide validity
Progressive payout in the event of disability
According to the degree of disability, CONCORDIA pays out more than what was insured. For a disability of 100 percent, for example, more than three times the chosen insurance sum is paid out.
The following example shows the progressive payment with an insurance sum of CHF 100,000:
|
Degree of disability
|
Degree of disability with progression
|
Insurance sum
|
Effective payout
|
|
|---|---|---|---|---|
| 25 % | 25 % | CHF 100,000 | CHF 25,000 | |
| 50 % | 100 % | CHF 100,000 | CHF 100,000 | |
| 75 % | 225 % | CHF 100,000 | CHF 225,000 | |
| 100 % | 350 % | CHF 100,000 | CHF 350,000 |
Payout for accidents resulting in death
If the insured person dies within the space of five years from the consequences of an accident, the insurance sum will be paid out to the surviving dependents. This takes place after the deduction of any disability compensation already provided for the same accident.