How to save money on Mandatory Health Care Insurance (MHC)

Choice of Deductible

Insured persons who are ready to take on more personal responsibility and choose a correspondingly higher deductible can have their premiums considerably reduced.

Persons insured

Annual deductibles
Retention fees

Premium discount
(per year)

Children
up to age 16
None None None
Youth
17 - 20 years old
None None None

Adults
age 21 and older

 

CHF   500

CHF 1,500

CHF 2,500

CHF 4,000

20 %, maximum

CHF 900       

CHF 700

CHF 500

CHF 200

 

no discount

up to CHF   480

up to CHF   960

up to CHF 1,680

Insured persons of retirement age

 

CHF   500

CHF 1,500

CHF 2,500

CHF 4,000

10 %, maximum

CHF 450

CHF 350

CHF 250

CHF 100 

 

no discount

up to CHF   480

up to CHF   960

up to CHF 1,680

Changing deductibles

If you would like to change to another deductible, you can contact the customer center in Vaduz or Eschen.